A persistent issue in the area of uninsured/underinsured (UM/UIM) car insurance coverage is that of stacking. What is “stacking?” Stacking simply refers to being able to combine coverage limits, which are the maximum amounts your insurance will pay you for…
By: Virtus Law Group, Birmingham Alabama. What insurance is available when you’re the passenger of a vehicle involved in a car wreck and injured? As is often the case in legal questions, it depends. Scenario 1: The driver of the…
By: Virtus Law Group, Birmingham Alabama. In Alabama, there are generally two types of damages you can recover if you have been injured in an auto accident. One of these types is compensatory damages, which exist to compensate the…
By: Jeremy Schatz, Managing Attorney, Virtus Law Group, Birmingham Alabama. After a car wreck, the at-fault driver’s insurance company will rarely let you know that you are entitled to vehicle depreciation also known as diminished value. What that means…
While we all have it (at least we are supposed) what do all those terms on your car insurance policy actually mean? What does the policy mean when it says per person/per incident? What is med pay? Having an understanding…
You are just driving home from work or picking up your kids, or maybe just running an errand and a driver who is not paying attention hits your car and causes a wreck. Now, what do you do? While this…
